When You Need a Lawyer for Personal Injury Claims
A question you may ask yourself after being in an accident is, “Do I need a personal injury lawyer?” The short answer is yes, not only because the process will be easier and quicker with the help of an expert on your side, but the insurance adjusters and their attorneys are experts in the field of personal injury and are actively working against you to reduce or deny your claim. Here are some circumstances where you might need a lawyer for personal injury claims:
You Sustained Serious Injuries
If you are in an accident and are seriously injured, you may want to hire a personal injury lawyer. In most cases, the more severe your injury is, the more compensation you deserve. This is especially true if the accident caused you to be disabled or you had long-term injuries that were serious. To determine how serious your injury is, insurance companies and attorneys tend to look at the amount of medical bills, the type of injuries you sustained, and the length of time it took for you to recover. It is beneficial to have an attorney fight for you to get all the compensation you deserve, because if you don’t have a lawyer, insurance companies will use their expertise and experience to try to convince you to take an unfair offer.
The Insurance Company is Acting in Bad Faith
When an insurance company acts in bad faith, they are not upholding their duty to act in good faith with their policyholders. This could mean they refuse to pay a legitimate claim, don’t give you a fair offer, cause unnecessary delays, or provide misleading information. These companies usually are trying to pay out as little money as possible, making it difficult for injured people to get the compensation they deserve to cover bills and lost wages, in addition to other damages. When you hire an attorney, you won’t have to worry about speaking with insurance companies. You will rest easy knowing that your lawyer will negotiate with the insurance company to get everything you deserve.
You Don’t Know the Value of the Personal Injury Claim
The average person probably has no idea how much their personal injury claim is worth. A huge perk of hiring a personal injury lawyer is they know how to calculate how much your case is worth. They factor in medical bills, lost wages, lost earning potential, and noneconomic damages, such as pain and suffering and emotional distress. You probably won’t know if an insurance company’s offer is low, but an attorney would, and they would be able to negotiate with the insurance company to get a fair offer.
Your Case Involves Complicated Areas of the Law
Some personal injury cases involve complex areas of the law. This could include toxic torts, government claims, or product liability. These cases are more complicated than a car accident or wrongful death, and they have different rules and regulations you must follow throughout the case. A personal injury lawyer already knows how to navigate these kinds of complicated cases, and you wouldn’t have to figure it out on your own.
Multiple Parties are Involved
Sometimes there are multiple parties involved in a personal injury case, and this can slightly complicate your claim. If you were in a trucking accident, the driver’s company, the trailer owner, and the manufacturer may be at fault. Another factor might be that you weren’t the only person injured due to someone else’s negligence. This type of complicated case would be better handled by an expert who has been in the field and knows what he or she is doing. If you need more clarification on if your situation fall under personal injury law, check out more information what what it is defined as.
It is always better to have an expert to help you, especially when it comes to personal injury claims. You’ll be glad knowing your case is being fought with your best interest in mind. Have you been in an accident and want to speak with an attorney? Contact us today to set up a meeting where we can discuss your case.