At some point after an accident, you may be approached by an insurance adjuster who represents the insurance company of the person who caused the accident. No matter how friendly and caring, or aggressive and threatening, this adjuster may appear, he works for the insurance company and his job is to save that company money. He does that by reducing your claim. He may try to convince you that you should accept a lower settlement. He may try to convince you that you were at fault, partially or completely. He may try to convince you that you do not need a lawyer. At no time will he be working on your behalf. His sole job is to protect the insurance company and he will use every technique he knows to do so.
Although you should always be courteous, you are not required to give any oral statement to the other side’s insurance company. Listen to what he says and note the questions he asked, but do not enter into a dialogue with him. Tell your lawyer what was said and have him evaluate your case. He will be able to direct you as to necessary communications with the defendant’s insurance company.
What You Need To Know:
Insurance companies’ obligations are to their stockholders and policy holders, not to the people injured by their insured’s negligence. Insurance companies’ desire to maximize their own profits provides them with every motivation to try to deny your claim or pay you the very minimum amount that they can get away with. The insurance companies also have enormous advantages: they have immense wealth, armies of experienced adjusters and lawyers and years of experience reducing and denying claims.
At the Law Office of Stephen A. Burroughs, our only obligation is to you, our client. We will use our experience and every resource available to protect your interests, and we will work hard to help you receive the full value for your case. We will advise you every step of the way to help you avoid any mistakes that could cost you money. There is no charge for attorney’s fees until you recover money for your personal injuries, and we will also help you resolve your property damage claims for no fee whatsoever. For assistance, call today at 1-877-300-3773, contact us or submit an free online case evaluation.