Insurance Bad Faith
Bad faith claims arise when a company with whom you have a contract
fails to act within the terms of that contract. In the case of
your insurance company, this may happen if it fails to promptly
or properly defend or pay a claim. An insurance company has a
duty to deal fairly with its customers, giving more consideration
to its insured customers than to its own interest. Whenever your
insurance company fails to honor its obligations in its contract
with you, you may have a claim for bad faith. An insurance company
is required to investigate all claims and find out information
about anything that might support their insured's claim.
Insurance contracts are written to reflect current case law.
Known terms which seem self-evident to the insured may actually
have special interpretations to the insurance company and not
to the insured. All insurance contracts are interpreted in a
court to carry out the reasonable expectations of the insured
party. The contract will be studied to obtain its meaning, and
such meaning must be clear and unmistakable. Generally, any terms
which are not clear will be interpreted to benefit the insured.
You do not have to prove that the company intended to cause harm,
only that they failed to honor their agreement and had no cause
not to pay the claim.
What You Need To Know:
Insurance companies' obligations are to their stockholders and
policy holders, not to the people injured by their insured's
negligence. Insurance companies' desire to maximize their own
profits provides them with every motivation to try to deny your
claim or pay you the very minimum amount that they can get away
with. The insurance companies also have enormous advantages:
they have immense wealth, armies of experienced adjusters and
lawyers and years of experience reducing and denying claims.
At the Law Office of Stephen A. Burroughs,
our only obligation is to you, our client. We will use our experience
and every resource available to protect your interests, and we
will work hard to help you receive the full value for your case.
We will advise you every step of the way to help you avoid any
mistakes that could cost you money. There is no charge for attorney's
fees until you recover money for your personal injuries, and
we will also help you resolve your property damage claims for
no fee whatsoever. For assistance, call today at 1-877-300-3773, contact
us or submit
an free online case evaluation.
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